BMW COSMETIC REPAIR INSURANCE.

Contact your participating local approved BMW Retailer and get your quote today. For full terms and conditions of this product, see the policy wording document available below.

COVERING REPAIR COSTS OF MINOR DAMAGE SO YOUR BMW LEAVES A LASTING IMPRESSION.

When you truly love your BMW, you want to protect it in the best way. That’s why we created BMW Protect, our comprehensive range of insurance products designed to help maintain that sheer driving pleasure, whilst protecting you from damage costs.

Within this suite of BMW Protect products is our Defaqto 5 Star rated BMW Cosmetic Repair Insurance, developed to protect the beauty and finish of your vehicle, covering the costs for repairing minor cosmetic damages or providing a contribution if it cannot be repaired so your BMW leaves a lasting impression.


KEY BENEFITS.

  • Cover available for 2 or 3 years.

  • Available for new and Approved Used BMWs up to 7 years old at the start of the policy.

  • Repairs can be carried out at your local BMW Retailer or by our mobile repairer network.

  • Pay for your policy upfront or in 12 monthly payments (at no extra cost).

  • Lifetime ownership guarantee on cosmetic repairs carried out by our approved repairer.

  • You have up to 60 days to purchase your policy after you have collected your BMW. Cover will start after you have purchased the policy.

  • Up to £250 contribution towards a body shop repair for damage that falls within the size parameters but cannot be cosmetically repaired


POLICY CONDITIONS.

  • Cover for the cost of cosmetic repair for accidental or malicious minor cosmetic damage to the bodywork up to the cover limit.

  • Excludes damage where paint is cracked or flaked, and any pre-existing damage.

  • Excludes specialist bodywork finish.

  • The policy does not cover vehicles on Contract Hire.

  • Cover in the United Kingdom and Europe. Repairs can only be carried out in the UK.


NEED TO MAKE A CLAIM?

In the unfortunate event that you need to make a claim, BMW Protect Services are available to assist you.

If you purchased your policy before 1 April 2018, please call 0345 641 9735.

If you purchased your policy between 1 April 2018 and 31 December 2020, please call 0330 400 1514.

If you purchased your policy on or after the 1 January 2021, please refer to the policy wording document for full details of how to make a claim.